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Welcome! Here You Will Find Useful Info on Panama City Beach,Lynn Haven and Panama City Area Real Estate.
Looking for the perfect communtity to live a luxury Beach lifestlye in Panama City Beach? Search everything the web has to offer, right here! From custom luxury homes for sale to condos on the golf course. Don't miss my Feature Homes.
Selling a custom built home on a golf course? Looking for a condo for that weekend desert getway? Searching for an income producing property with great rental history for that 1031 exchange? Dreaming of building a home on an estate size lot with Beach and golf course view? Enjoy picking up foreclosures and fixer uppers at a great price? Waiting for that Brand New Move In Ready Home from a quality builder with all the upgrades you can imagine? Let me help you realize your dreams. What community is right for you? Is it Panama City Beach,Lynn Haven, or Panama city, Let me help you decide. Need local Beach area real estate information? I've summarized much of what is important about the Panama City Beach market in this site. Need expert advice? No web site, large or small, can take the place of a top real estate agent. Not even mine! This site is filled with ways that you can contact me for one-on-one expert help and advice. That's my job and I take great pride and assisting people and answering all questions regarding real estate transactions in Panama city. Contact me with confidence! I guarantee your privacy will be respected. And I offer the services on this site for free and without obligation. Why? I want to be YOUR real estate agent. As your trusted, professional real estate partner, I will help you find the best home in your area within your price range. And together we will sell your home, for as much as the market will bear, and as quickly as possible. Buying and selling a home is one of the biggest events in your life. As a Panama City real estate agent, I have the experience and track record selling signature golf course luxury homes and Condos you are looking for. Please let me help.  Looking for homes? Search everything the web has to offer right here! Don't miss our Featured Homes or shop the entire Bay County MLS. Need local real estate information? We've summarized much of what is important about the Panama City Beach, Lynn Haven and Panama City real estate market in this site. Need expert advice? No web site, large or small, can take the place of a top real estate agent. This site is filled with ways that you can contact us for one-on-one expert help and advice. That's our commitment to you!
Contact us with confidence! We guarantee your privacy will be respected. Our services are complimentary. Why? We want to be YOUR real estate expert. As your trusted, professional real estate partners, we will help you find the perfect home in your area within your price range.
If you're selling, together we will market your home for a closely evaluated price that will help you sell as quickly as possible for as much as the market will bring. Buying and selling a home is one of the biggest events in your life. As top producing agents in Bay County, FL, we have the experience, tools and track record you are looking for. Please give us a call to determine how we can help. Sandy Thompson
The Beach Belles 
Financing Your Home >Your Mortgage
Many homeowners overlook the mortgage payment as a tool for financial management. They get the mortgage, move in, make the payments, and pay off the loan eventually. Smart homeowners know that by properly adding to their monthly payments, even by a small amount, they can substantially reduce the term of their loan, not to mention the total interest they will pay. In fact, prepaying one full year of a standard mortgage can save thousands of dollars in interest. The key is to do it properly and to find the right lender for whom prepayment is not a problem.
More progressive lenders allow the option to add money to the monthly payment which goes directly to the principal. How much should you add? It's largely a personal decision, and it depends on your cash flow. But be mindful of the fact that the mortgage interest rate is probably the lowest interest loan you will find, so don't short yourself with prepayment only to run up credit card debt!
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| Q |
What are the world's most valuable chairs?
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| A |
A pair of Chippendale chairs designed by Robert Adam sold in 1997 at Christie's, London to an anonymous buyer for $2,762,330. |
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Sandy Thompson
The Beach Belles
Prudential Shimmering Sands Realty
7923 Panama City Beach Parkway
Panama City Beach, FL 32407
(850) 303-1825
Fax: (850) 235-9003
SandyThompson@NUMBER1EXPERT.com
Now is a great time to buy in Northwest Florida! Our new international airport is scheduled to open in May, 2010, bringing new jobs, easier access, international visitors, and rich opportunity. We specialize in all types of real estate: residential, condos, investment, second homes and resort, development properties, and also commercial. Our goal is to offer our customers a singularly wonderful customer service experience!
I have recently completed training and received my designation as a Certified Distressed Property Expert...an achievement of which I am very proud. Over a dozen Prudential agents in our office invested our time to become more experienced and competent in helping homeowners avoid foreclosure. Many people don't realize that there are viable alternatives to foreclosure and bankruptcy. If there is anyone you know who may be in need of assistance, please let me know. I may be able to help!
For buyers and those of you relocating, please call or e-mail for our list of foreclosures and short sales. We can help you find the perfect property for you and your family.    
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